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*Access to unlimited inventory across Canada, securing lowest payments and best deals.

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Up to 20 year terms
New Vehicle Financing
RateDrop Smart Loans

Select the vehicle type you are interested in.

We find the lowest rates for everyone.

No matter your credit situation, we got you.

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How it works

Get pre-approved

Submit your application and supporting documents. If we need anything else, your personal agent will request it via email, text, or by calling you.

Secure the approval

We work with over 30 lenders to ensure you get the best rate on your loan and present you with your qualifying rates and terms.

Shop

If you are getting an asset loan, like a motorcycle or car, you can shop freely knowing the money is ready for your purchase.

Plan for the future

Your personal agent will help you plan, working toward a lower interest rate in the future, sending you tips along the way, and contacting you when it's time to lower that payment!
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Up to 20 year terms
Exotic Auto Leasing
Rates as low as 3.9%
New Vehicle Financing
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Customers love RateDrop

Ashley Sammut

Absolute lifesavers! The best service experience I’ve ever had. Always attentive and professional the entire way through. I highly recommend!

Ashley Sammut
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Prince Croft

As some of you know I just purchased this beauty! Now normally I buy my stuff and move on but this experience was so amazing. I wasn't sure about financing so I reached out to my buddy Patrick Labreche at Canadian Financial for some advice. Well let me tell you, he set me up with Jeffrey Pessoa and this Man not only found me a car, he insisted...

Prince Croft
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Michael MacMillan

I contacted Tony after being dragged through hoops of lies and misleading quotes from other lenders...Tony made my purchase, like sitting down on Sunday with your morning coffee...Tony did all the work above and beyond any other lender was willing to do ....I was turned down at 2 dealer for my purchase...Tony reassured me to be patient and that...

Michael MacMillan
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