Takes about 2 minutes

Let's get you pre-approved.

Answer 10 quick questions. A licensed advisor will reach out with your options — usually within the hour. 100% free to apply. No obligation to proceed.

🔒 Bank-level encryption No SIN required All credit accepted

What kind of vehicle are you looking for?

We'll match you with the right dealer in our network.

Ballpark budget?

This helps us find vehicles that fit your life — not stretch it.

How would you describe your credit?

Be honest — we work with every credit situation.

First, what should we call you?

Your full legal name, as it appears on your ID.

First name Last name

When were you born?

You must be 18+ to apply.

Day Month Year

How can we reach you?

A licensed advisor will call within minutes during business hours.

Email Mobile phone

Where do you live?

Your current address in Canada.

Street address

City Province

Postal code

What's your housing situation?

Tell us about your income

Gross monthly income — before taxes. All sources count (job, benefits, pension, self-employment).

Employment status

Gross monthly income

One last thing.

We need your consent to process your application and have a dealer contact you.

I agree that RateDrop and its partner dealers may contact me by phone, SMS, and email — including automated messages — about my application. Message rates may apply. I can opt out anytime. I authorize RateDrop to obtain a credit report to evaluate my application.

You're in.

A licensed advisor will call you at (###) ###-#### within the hour. Keep an eye on your inbox at you@email.ca — we'll also send your options there.

1

Advisor call

Within ~1 business hour

2

Pick your vehicle

From our 340+ dealer network

3

Drive away

Often same-week delivery

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