Takes about 2 minutes

Let's find your financing options.

10 quick questions, then a real advisor calls to go over your options. Free to apply. No obligation.

First up: what kind of vehicle are you looking for?

🔒 Bank-level encryption No SIN required Every credit situation considered

Ballpark budget?

This helps us find vehicles that fit your life — not stretch it.

How would you describe your credit?

Be honest — we work with every credit situation.

What's your name?

Your full legal name, as it appears on your ID.

First name Last name

How can we reach you?

A real advisor will call or text to go over your options.

Mobile phone Email Yes, contact me about my application. I agree that Momentum Shift Inc., operating as RateDrop (1485 Laperriere Ave, Ottawa, ON · 613-686-4514 · hello@ratedrop.ca), and the lender and dealer partners it matches me with, may contact me by phone, SMS, and email — including automated messages — about my application and vehicle financing offers. Message and data rates may apply. I can withdraw consent at any time by replying STOP, using the unsubscribe link, or emailing hello@ratedrop.ca.

When were you born?

Lenders use it to confirm it's you. You must be 18 or older to apply.

Day Month Year

Where do you live?

Your current address in Canada.

Street address

City Province

Postal code

What's your housing situation?

Tell us about your income

Gross monthly income — before taxes. All sources count (job, benefits, pension, self-employment).

Employment status

Gross monthly income

One last thing.

We need your OK to look at your credit and share your application with the partners who fit your file.

I authorize Momentum Shift Inc. (RateDrop) to obtain my credit report and to share my application with the lender and dealer partners it matches me with, so they can evaluate it.

Read how we use and share your information in our Privacy Policy.

You're in.

An advisor will call you at (###) ###-#### to go over your options, so keep your phone handy. We reply Mon–Sat, 8am–10pm ET, and may follow up at you@email.ca too.

Rather not wait? Call 613-686-4514

1

Advisor call

A real person reviews your file and calls you

2

Review your options

Rates and terms are set by the lender

3

Pick your vehicle

If approved, choose one that fits

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